You want to keep your business, employees, and other investments safe, but there are risks everyday that threaten what you have built. With AC Pepe Insurance Agency, you can take comfort knowing you have the right insurance coverage that has been tailored to fit your business.
Business insurance coverage options are designed to meet the specific needs of your business. And to help protect the many aspects of your business we offer property and liability insurance, business catastrophe liability coverage, worker's compensation, employment practices liability, and bonds and group life insurance.
The types of business insurance coverage AC Pepe Insurance Agency can handle for today's business owners are:
This coverage compensates you if the property you use in your business is lost or damaged by a covered event such as fire or theft.
Protects you in the event that someone claims that your business caused him or her harm. Your liability insurance pays damages to third parties resulting from bodily injury or property damage for which your business is legally liable - up to the policy limits, as well as legal fees.
Business Vehicle Insurance:
This provides coverage for vehicles owned by the business. The insurance pays any costs to third parties resulting from bodily injury or property damage for which your business is legally liable, up to the policy limits. Depending on what kind of coverage you buy, the insurance may pay to repair or replace your vehicle because of damage resulting from accidents, theft, flooding and other events.
Worker's comp, as this type of coverage is generally called, pays for medical care and replaces a portion of lost wages for an employee who is injured in the course of employment, regardless of was at fault for the injury.
Business Catastrophe Liability or Umbrella Policies:
This provides coverage over and above your other liability coverages. It is designed to protect against unusually high losses. For the typical business, the umbrella policy would provide protection over and above general liability and auto liability.
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